Feb 012015

I’ve been waiting a long time to post this and finally I can……

Max vs Aygo

Max vs Aygo

The ‘Driver’ that hit me on August 1st, causing the crash that left me with a broken collarbone, multiple cuts and bruises, a broken bicycle and a destroyed helmet pleaded guilty to a charge of careless driving and was fined and given five penalty points on his licence.

Justice, as they say, has been served.

So, here are a few more details…..

The car that hit me is shown on the left in its final position after the driver stopped, as you can see in the photo, I was obviously in the middle of the road on the roundabout, not, as was postulated riding around the far left lane. If you look carefully you can see that there is some glass on the floor behind the rear wheel – that it from the impact. The door glass shattered when I hit it.

The 'Driver'

The ‘Driver’

Now you can meet the driver, here is is having moved his daughters’ car to a safe place. He is filling out his address and phone number, but crucially, not his insurance details out on an envelope supplied by a witness.

His first words ‘I did not see you’ pretty much summed it all up for me.

He initially gave me the details of his daughters insurance via a text message, but he was not a named driver on that policy and as such was technically uninsured.

It took three long months before he would even make a statement to the Police. During those months, the insurance company pretty much stone-walled my solicitor.

Eventually, he got a visit from ‘a couple of burly Policemen’ and he made a statement. In his statement he said that I had ‘shot out of  a side road and hit his car’. This did seemed to contradict my statement, but the Police thought that his version was probably not the truth. During this visit the Police were able to ascertain that he actually had insurance and they were able to pass those details to me.

They decided to try for a conviction, ‘Careless Driving’ was chosen and at the end of January 2015 he pleaded guilty.

Because he pleaded guilty, his insurance company could no longer deny liability.

So now the claim against his insurance company can commence after a six month delay….

 Posted by at 6:00 am

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